Amex Platinum insurance could be an option for you if you are in search of rental car insurance. This coverage is designed for protection while you drive. But you must be aware of certain terms and conditions to be sure that you're getting the most out of your coverage. If you don't adhere to these rules, your coverage may not apply for certain incidents.
Amex Platinum rental car policy
Your American Express Platinum Card can help you save money on your rental car insurance. This program covers damages caused by collision and theft. It also covers loss of use and towing expenses for all cardholders. Unfortunately, coverage for other drivers may be limited and will not include damage to your car. A separate premium protection plan will give you the most coverage.
Your documents must be received within 60 calendar days of the accident in order to file a claim. You could lose your claim if you miss the deadline. To ensure that your policy covers all damages, you should carefully read the terms. The denial of coverage could be a result of failure to submit documents or report an injury.
An Amex cardholder is required to enroll in the Premium Car Rental Protection coverage. Log into your American Express Account to Apply Once you have done that, select the coverage you would like. Be sure to choose the card you plan to use the most. After enrolling in the program, you won't be charged until you use the car. You'll be charged the rate that's applicable for the premium coverage.
Secondary coverage might be a good option if you travel for business. This coverage allows you to file a claim on your primary policy and not have to open a separate policy. This coverage does not cover your car.
You can save money on your rental car insurance and also get the benefits of a credit card. You could even be eligible to get an upgraded car or earn additional points. You should take photos of the rental vehicle when you use your creditcard. This will help to resolve any miscommunications regarding damage.
In addition to the Amex Platinum rental car insurance, you can also choose an Ink Business Cash (r) Credit Card. This credit card is primary for rental car insurance. This card is good for international travel, even though it lacks elite benefits. It also provides secondary coverage within the country of origin.
It is important to be aware of any restrictions you may encounter when purchasing rental car insurance. There are many terms and conditions that can differ from card to card. If you are unsure, you can always contact your card issuer to get more details. American Express has information about rental car insurance.
You can use your credit card for rental car insurance if you are traveling internationally. Although most credit cards offer car rental coverage, it is important to verify your travel needs. Some policies may limit the rental's duration. Others will require you to purchase extra coverage.