The best credit cards for car rentals will provide you with some protection in case you are in an accident. A few credit cards offer primary rental insurance. This makes it much easier to file a claim. Only credit cards used for rental payments can have primary rental insurance. If you have personal auto insurance, you will have to go through that carrier, and the company won't be liable for nearly as much damage. Before you rent a car, make sure to verify your insurance coverage.
Chase Sapphire Preferred
If you plan to rent a car, a Chase Sapphire Preferred credit card may be the right choice for you. This credit card has flexible redemption and primary coverage. It also charges a low annual fee. As an added bonus, the card provides rental car insurance that is undoubtedly the best. The card covers almost all domestic and international rentals and offers a 10% bonus on point earning. Chase Sapphire Preferred offers a year-end gift with every car rental you make using the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. You can also get discounts and perks at selected rental car agencies with this credit card. Chase's Ultimate Rewards portal gives you 10x points for renting cars. In addition to rental cars, you can also earn unlimited 3x point on all travel purchases. This credit card is among the best for travel rewards.
Capital One business card
Capital One's business credit card is a good option if you frequently rent a car. Capital One offers several business credit cards that offer different benefits and requirements. These cards offer miles and cashback bonuses. You should also consider your spending habits and other factors before you make a decision. Capital One credit cards can offer you a greater cashback rate than other cards, so it may be easier to save money on gas. However, you should make sure that you know the limitations before you apply.
Before you apply for Capital One business cards, you must know the creditworthiness of your business. You can apply for a Business Card if you are not sole proprietor. This will allow you to get a lower interest rate. Many cards offer introductory rates, such as lower introductory APRs or more travel miles. Your credit score is a major factor in your ability to qualify for a card. Make sure you consider all factors relevant to your business.
Amex Platinum
Amex Platinum credit card is a great option if you rent a car often. Avis Preferred Status allows you to skip the line, get a 25% discount, and get a one-class car upgrade. Hertz Gold Plus status gives you lower rates and an expedited check in. All of these perks are free to you as an authorized user. This card not only saves you money on rent-a-car rates but also provides primary rental insurance.
Amex Platinum card offers rental car insurance, also known as collision damages waiver. It offers primary coverage of up $75,000 for up 30 days. This is in contrast to most cards that only provide limited coverage. The downside of this coverage is that it requires you to file a claim with your car insurance provider, which can increase your monthly premium and is never fun. The good news is that the coverage is available to you, and you don't have to worry about paying a high deductible.
U.S. Bank Altitude Reserve
Although it has many advantages over other credit cards, the U.S. Bank Altitude Reserve is not a slam-dunk in this particular area. The card offers a great rewards program, earning five points for every dollar spent on eligible travel purchases and prepaid hotels. However, unlike other credit card, you cannot use points to purchase gas or restaurants. This makes it a bad choice for car rental.
Many benefits can be derived from using the US Bank Altitude Reserve car rental credit card. The credit card also provides trip delay insurance, extended warranty protection on purchases and price protection. There is also travel accident insurance. If you need it, you can also get travel assistance and accident insurance. In addition to these benefits, it also comes with a variety of other features. You should consider the US Bank Altitude Reserve card if you are planning to travel abroad on business or pleasure.